J. GREGORY HOME INSPECTIONS
Trusted Home Inspector Serving Pensacola, Navarre, Gulf Breeze, Destin & Northwest Florida
WELCOME TO J. GREGORY HOME INSPECTIONS
Welcome to J. Gregory Home Inspections, your trusted home inspector in Pensacola FL, Navarre, Gulf Breeze, Destin, and across the Florida Panhandle. With over 17 years of hands-on construction experience, over 400 5-star google reviews and more than 3,000 inspections completed, we provide the detailed, no-nonsense evaluations that homeowners and real estate professionals in Northwest Florida rely on.
As a Florida-licensed home inspector (HI10393) and licensed mold assessor (MRSA5499), InterNACHI Certified Professional, and FAA drone pilot, owner Josh Gregory brings unmatched local knowledge of Panhandle homes from coastal humidity and mold risks in Navarre and Gulf Breeze to hurricane-resistant construction standards in Pensacola, Fort Walton Beach, and Destin.
17+ YEARS OF CONSTRUCTION EXPERIENCE
3000+ Inspections Completed
Florida State Licensed Home Inspector (HI10393)
Florida State Licensed Mold Assessor (MRSA5499)
InterNACHI Certified
IAQ2 Certified
NIAQI Certified
9+ Years in the Home Inspection Industry
Project Management Experience
FAA Drone Pilot Licensed (certificate # 4524921)
Infrared Camera Certified
Same Day Reports
Military & First Responders Discounts
Supra Key Access
Family Owned and Operated
SERVICES
Why Northwest Florida Homeowners Choose J. Gregory
Local Expertise You Can Trust
Josh Gregory isn’t just an inspector he’s an experienced builder with deep knowledge of the unique challenges facing homes in Pensacola, Navarre, Gulf Breeze, Destin, and the Emerald Coast. We understand Florida’s humid climate, salt air, and hurricane risks better than anyone.
Comprehensive, Florida-Focused Inspections
We don’t cut corners. Our full home inspections cover everything buyers and sellers in the Panhandle need:
Wind mitigation inspections (critical for insurance discounts in hurricane zones)
Thermal imaging for hidden moisture and electrical issues
New construction and pre-listing inspections
Drone-enabled roof and exterior evaluations
Technology + Transparency = Peace of Mind
Using cutting-edge infrared cameras and FAA-licensed drones, we see what others miss without ever stepping on your roof. You get easy-to-read reports the same day, plus direct access to Josh for any questions.
Frequently Asked Questions
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A home inspection is a non-invasive visual examination of a property’s major systems and components (structure, roof, electrical, plumbing, HVAC, etc.). In Florida, it’s especially important due to high humidity, storms, flooding risks, and insurance requirements. It helps buyers avoid costly surprises, sellers prepare disclosures, and everyone negotiate repairs.
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Average costs range from $350–$600 for a standard single-family home, depending on size, age, location, and extras. Specialty inspections (e.g., 4-point, wind mitigation) add $50 each.
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A typical full home inspection takes 2–4 hours on-site for an average home, plus time for the detailed report (usually reports are delivered the same day and no longer than 24-hours). Larger or older homes may take longer.
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It typically includes the roof, structure, exterior, interior, electrical, plumbing, HVAC, foundation/crawlspace, and visible issues. Florida home inspections often note storm resilience, moisture intrusion, and the presence of visible mold. It does not include invasive testing, code compliance, or appraisals.
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A 4-point inspection evaluates four key systems for insurance: roof, electrical, plumbing, and HVAC. Florida insurers often require it for homes 20–30+ years old to issue or renew policies. It’s separate from (and shorter than) a full home inspection.
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This assesses hurricane-resistant features (e.g., roof straps, impact windows) for potential insurance discounts. It’s common and often bundled with 4-point inspections in Florida.
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Yes! Arriving toward the end of the inspection gives you the opportunity to ask questions in real time, see issues firsthand, and learn about the home. It’s highly recommended for buyers.
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Ideally during the inspection period after you go under contractor with your new home purchase (often 10–15 days in Florida). Schedule as early as possible after an accepted offer.
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Yes! We inspect for mold. J. Gregory Home Inspections is a Florida state licensed mold assessor and our mold assessment is a specialty service which typically costs $450 when bundled with a full home inspection or starts at $650 for a stand alone service. Termite inspections or Wood Destroying Organism (WDO) inspection can only be performed by a licensed pest control contractor here in the state of Florida. However, if we observe signs of WDO, we will document this in our full home inspection report.
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The report details issues by severity. You can negotiate repairs, credits, or price reductions with the seller. Not every flaw needs fixing and focus on safety and major systems.
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Yes! We are a Florida state licensed home inspector (HI10393) and Mold Assessor (MRSA 5499). Florida requires licensing since 2010 via DBPR.) Josh Gregory also InterNACHI certified (NACHI17040417), with 17 years of hands-on construction experience and we carry errors & omissions (E&O) and general liability insurance.
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We do offer re-inspections after repairs (fee $125) but do not perform the repairs themselves to avoid conflicts of interest.
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Yes! We perform home inspections on new constructions homes often and find issues in every single house, Builders can miss issues, and it provides peace of mind before closing on your new home.
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Our reports include digital photos, videos, detailed description and recommendations on findings, and easy-to-read summaries.
Professional Home Inspection Services in Northwest Florida
From Pensacola to Navarre and Destin to Crestview, we offer the full range of inspection services tailored to Florida Panhandle properties.
Full Home Inspections (Pensacola, Navarre, Gulf Breeze)
Wind Mitigation Inspections
4-Point Insurance Inspections
Mold Assessments & Indoor Air Quality
Thermal Imaging & Drone Roof Inspections
New Construction Inspections
Pre-Listing / Seller Inspections
Areas We Proudly Serve Across Northwest Florida
J. Gregory Home Inspections proudly serves the entire Florida Panhandle and Emerald Coast. Whether you’re in the heart of Pensacola, the beaches of Navarre, or the growing communities of Crestview and Fort Walton Beach, our locally owned team is ready to help.
Pensacola
Navarre & Navarre Beach
Gulf Breeze
Milton
Pace
Fort Walton Beach
Destin
Crestview
Cantonment
Miramar Beach
Niceville
And all surrounding communities in Escambia, Santa Rosa, and Okaloosa Counties
Not sure if we cover your area? Call or text 850-904-6955 we’re happy to confirm.
Ready for a Professional Home Inspection in Northwest Florida?
Protect your biggest investment with the most thorough home inspection in the Pensacola, Navarre, and Destin area. Schedule online in under 60 seconds or call/text us today







