A Wind Mitigation Inspection is a type of home inspection that evaluates the wind resistance of a building, with the goal of reducing wind damage in the event of a hurricane or other high-wind event. The inspection focuses on specific features of the building structure and construction that can help to reduce wind damage, such as the type of roof, the strength of roof-to-wall connections, the presence of impact-resistant windows and doors, and the presence of wind-resistant roofing materials. The inspector will evaluate these features and provide a report that summarizes the wind-resistant qualities of the building. This report can be used by homeowners to obtain discounts on their wind insurance premiums, as many insurance companies offer discounts for homes that have been determined to be wind-resistant. It's important to note that a Wind Mitigation Inspection is not a substitute for a full home inspection, and does not include an evaluation of the interior or exterior surfaces, the electrical or plumbing systems, or the appliances. If you are buying or selling a home, it's recommended that you have a full home inspection performed by a licensed inspector to ensure a comprehensive evaluation of the property.
Here are some of the items we look for and document during a wind mitigation inspection:
Roof permit / roofing material Florida product approval number
Age of home
Roof shape (hip, gable, flat, etc.)
Decking nail attachment spacing
Decking fastener type
Rafter to wall connections (sometimes called hurricane clips)
Secondary Water Resistant underlayment (self-adhesive underlayment)
Hurricane protection/shutters (optional/not a requirement but may receive discounts on you homeowner's insurance if qualified for this credit)
Please note, J. Gregory Home Inspections is not affiliated with any homeowner's insurance companies. We are not involved in making decisions on homeowner's insurance policies, homeowner's insurance rates and/or homeowner's insurance insurability. It is completely up to your insurance company to make any policy decisions. It is the job of J. Gregory Home Inspections to document what is observed at the time of the inspection, only.
Would you like to know how much a wind mitigation inspection cost? Click here
Our Service Areas Pensacola - Navarre - Gulf Breeze - Milton - Pace - Fort Walton Beach - Destin - Crestview - Cantonment - Whiting Field - Baker - Holt - 30A - Miramar Beach - Freeport - Mary Esther - Perdido Key - Shalimar - Niceville and surrounding areas